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National Consumer Credit Protection (Transitional and Consequential Provisions) Act 2009
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Department of the Treasury
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C2023C00275 (C17)
15 September 2023
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Part 1—Preliminary
1 Short title
2 Commencement
3 Schedule(s)
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Part 2—Dictionary
4 Dictionary
5 Meaning of corresponds
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Part 3—Other matters
6 Regulations may deal with transitional matters
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7 Acquisition of property
Schedule 1—Transition from the old Credit Codes to the National Credit Act
Part 1—Introduction
Part 2—Transition from the old Credit Codes to the new Credit Code
Division 1—Object of this Part
Division 1A—Application of the new Credit Code
Division 2—Treatment of contracts or other instruments made before commencement
Division 3—Treatment of court and tribunal proceedings and orders
Division 4—General transitional provisions relating to other things done etc. under the old Credit Code
Part 3—Application of the National Credit Act (other than the new Credit Code) and Schedule 2 to this Act
Division 1—Application of the National Credit Act (other than Chapter 3 and the new Credit Code)
Division 2—Application of Chapter 3 of the National Credit Act
Division 3—Application of Schedule 2 to this Act
Part 4—Transitional provisions relating to ASIC
Schedule 2—Registration of persons to engage in credit activities
Part 1—Introduction
Part 2—Transitional prohibitions relating to credit activities
Division 1—Prohibition that applies only from commencement to 31 December 2010, or later prescribed day
Division 2—Prohibition that applies only from 1 January 2011, or later prescribed day, to the transition end day
Division 3—Application of Division 3 of Part 2 1 of the National Credit Act in relation to registered persons and this Schedule
Part 3—Registration of persons who engage in credit activities
Division 1—How to become registered
Division 2—The conditions on the registration
Division 3—Obligations of registered persons
Division 4—When registrations can be suspended, cancelled or varied
Part 4—Application of other provisions of the National Credit Act in relation to registered persons and this Schedule
Part 5—Exemptions and modifications relating to this Schedule
Part 6—Regulations relating to infringement notices
Schedule 4—Application and transitional provisions for the National Consumer Credit Protection Amendment (Home Loans and Credit Cards) Act 2011
Schedule 5—Application provisions for the Consumer Credit Legislation Amendment (Enhancements) Act 2012
Part 1—Definition
Part 2—Schedule 1 (enhancements) to the amending Act
Part 3—Schedule 2 (reverse mortgages) to the amending Act
Part 4—Schedule 3 (short term and small amount credit contracts) to the amending Act
Part 5—Schedule 4 (caps on costs etc. for credit contracts) to the amending Act
Part 6—Schedule 5 (consumer leases) to the amending Act
Schedule 6—Application provisions for the Treasury Laws Amendment (Banking Measures No. 1) Act 2018
Part 1—Definitions
Part 2—Credit limits
Part 3—When a credit card contract, or a credit limit increase, is unsuitable
Part 4—Interest charges
Part 5—Ending credit card contracts
Schedule 7—Application and transitional provisions for the Treasury Laws Amendment (Registries Modernisation and Other Measures) Act 2020
Schedule 8—Application and transitional provisions for the Treasury Laws Amendment (Strengthening Corporate and Financial Sector Penalties) Act 2019
Part 1—Definitions
Part 2—Application and transitional provisions
Schedule 9—Application provisions for the National Consumer Credit Protection Amendment (Mandatory Credit Reporting and Other Measures) Act 2021
Schedule 10—Application provisions for Schedule 3 to the Financial Sector Reform (Hayne Royal Commission Response—Protecting Consumers (2019 Measures)) Act 2020
Schedule 11—Application provisions for the Treasury Laws Amendment (2019 Measures No. 3) Act 2020
Schedule 12—Application provisions for Schedule 1 to the Financial Sector Reform (Hayne Royal Commission Response—Stronger Regulators (2019 Measures)) Act 2020
Schedule 13—Application and transitional provisions for Schedule 3 to the Financial Sector Reform (Hayne Royal Commission Response—Stronger Regulators (2019 Measures)) Act 2020
Schedule 14—Application and transitional provisions for Schedule 4 to the Financial Sector Reform (Hayne Royal Commission Response—Stronger Regulators (2019 Measures)) Act 2020
Schedule 15—Application provisions relating to Schedule 10 to the Financial Sector Reform (Hayne Royal Commission Response) Act 2020
Schedule 16—Application and transitional provisions relating to Schedule 11 to the Financial Sector Reform (Hayne Royal Commission Response) Act 2020
Schedule 19—Application provisions for Schedule 4 to the Financial Sector Reform Act 2022
Schedule 20—Application provisions relating to Schedule 8 to the Corporate Collective Investment Vehicle Framework and Other Measures Act 2022
Schedule 21—Transitional provisions relating to Division 18 of Part 1 of Schedule 4 to the Treasury Laws Amendment (Modernising Business Communications and Other Measures) Act 2023
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Endnotes
Endnote 1—About the endnotes
Endnote 2—Abbreviation key
Endnote 3—Legislation history
Endnote 4—Amendment history